Commercial Automobile Insurance

Your business faces significant exposures on a daily basis. If you rely on an automobile or fleet of vehicles for operation, a commercial auto policy will protect your investment and employees’ safety.

Whether it is a minor accident or a serious crash, a commercial auto policy safeguards employees while driving for business purposes. It also transfers risk and reduces the exposures that your company faces.

The experts at the Insurance Center of Winchester want to give you peace of mind. We will design a commercial insurance package that reduces your exposure.

Typical commercial auto policies cover:

• Liability — Provides protection if you are held liable for injuries caused to another person or damage caused to his or her property
• Physical Damage — Provides compensation if your vehicle is damaged
• Medical Payments — Covers medical expenses for you and the passengers in your vehicle in case of accident or injury
• Uninsured Motorist — Provides protection if you are involved in an accident with an uninsured or underinsured driver

What if I use my own vehicle for work? Won’t my personal auto policy protect me?

No. Many business owners use their own vehicles for work, but a personal car insurance policy will often not protect you if you’re in an accident while on the clock. For better protection in the event of an accident, consider a commercial auto policy even when using personal vehicles.

Whether you own a fleet of trucks or use your own car for business purposes, contact the Insurance Center of Winchester to see how we can help protect your business with a commercial auto policy. Call (540) 667-0700 or fill out the form on this page to learn more.