Don’t come up short on auto liability insurance. Being sued for $1 million when you only have $300,000 liability coverage is disastrous. Spend your insurance dollars where you are most vulnerable and buy higher liability limits. Even consider buying a personal umbrella liability policy. The cost is minimal so let one of our agents offer you a quote today.

Is your home insured to value? Construction costs in our region are rising rapidly and it could cost more to rebuild than you think. Make sure your coverage limit is sufficient to rebuild the same square footage in today’s market. Let us give you a no-obligation quote today.

Just because you don’t own the house doesn’t mean you don’t need insurance. Renters need to protect personal property such as furniture and clothing, and also need liability insurance. What if a guest is injured in your apartment? Renters insurance is very inexpensive so call today for a quote.

If you own one or more rental dwellings then you technically become a landlord and your liability insurance needs are greater. You probably depend on the rental income from the dwelling to help pay the mortgage. If the house burned, would you be covered for lost rents while it is being rebuilt? Let us quote a rental dwelling policy today.

Outdoor interests that include campers, ATV’s and other recreational vehicles require special insurance. Call us to learn more about the coverage you need and to obtain a no-obligation quote.

Protecting your personal assets is one important reason we buy insurance. In today’s lawsuit-happy environment, you can’t have too much liability coverage. Let us quote an umbrella policy that increases your liability limits by $1 million or more. Personal umbrella liability policies can extend over your homeowners, auto, rental dwelling(s), motorcycle and RV policies. You can buy a lot of coverage for a small price.